2020 is Hindsight

Slow down, and breathe. While experiencing a crisis and beyond, your peace of mind, is the most important aspect of your life. Trust me when I say, the severity of what happened was only a mere glimpse of the losses in quality of life, wealth, and opportunities to come. But there is also a silver lining. It starts with looking at past mistakes, and doing things differently.  It may seem like I’m harping on this subject, and I am.  Learn from my mistakes; don’t repeat them.

While driving down the road the other day, I saw a billboard sign that said- 2020 is Hindsight. Wow! That billboard sign haunted me. There is always a lesson, in hindsight. Like the insurance policy that you were talking about buying, but never bought. A lot of people would be singing a different tune today, if they bought a life insurance policy prior to COVID.   You never know, but in this society, it’s something every person, especially couples, should have.  Like speaking to that Financial Analyst for your FNA (Financial Needs analysis), or making out that budget sheet for the household. Taking action is key! Think about how COVID left many of us at a loss. Please don’t be the person saying, “I should’ve…!” Actions speak louder than words alone.


It’s better to have and not need..

As the old saying goes, “it’s better to have what you need, than to need something, and don’t have it!” My husband would say that proverb whenever we left the house to run errands.

For example- The hubby and I head out to run some errands. Before going out the door he would grab an umbrella, even if the sun was shining outside! Pointing at the umbrella, I’d ask him, “what are you taking that for?” He’d say, “it’s better to have it, than not, and get stuck coming out the store when it’s pouring down raining”.  Come to think of it, nine times out of ten, he was right!

when it rains, it pours

Hey, I’m an author guys! You know I have to tell a story.  Keep it short and simple. My version of KISS.

One year, a family of seven, rented a house. They were very excited about moving in. They talked about getting renter’s insurance, but put it off.  “We’ll get it later”, they said. But later, never came.

One Saturday, after the family had settled in, there was a fire in the kitchen. The mother and father were running around frantic trying to put the fire out, save their family members and their possessions. After the fire was extinguished, they called the landlord to inform of the unfortunate events. The landlord asked if they had insurance to cover the damages? The father and mother looked at one another inquisitively. “No” they said. The landlord just shook his head and said, “I guess you’re sh*t out of luck on your possessions! But my damages must be paid!

Moral of the story? Get the insurance you need sooner, than later.  The best action is taking action when the thought occurs.

Until next time…

Wishing you- Peace, Love, Health, and Prosperity,


Your Financial Literacy Advocate


2 Replies to “2020 is Hindsight”

  1. Well said. 😊 Don’t dwell on the mistakes you’ve made, learn from them and never go back!! Mom said you always wanna save up for a rainy day. Be ready to weather the storm.

    Liked by 1 person

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