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Greetings, yes I’m back (without a headache this time)!
I recommend reading Part One before jumping into this section; however that is entirely your choice. I think it’s only fair to let you know a little about myself: I don’t recommend anything or speak on a subject unless I’ve tried it or know a little something about it from experience. Outside of earning a degree in Business Administration and a minor in Accounting and Finance, I also work in the banking sector and see actual transactions from people like you and me all the time.
When we (my colleagues and I) started receiving calls about Coinbase transactions, everybody started freaking out, myself included. We had to learn quickly about the terms and how to explain and/or refer them back to the company they were using (in this case, Coinbase). Some millennial were aware of terms like Coinbase and Cryptocurrency, but it was something new to us “old wigs” (trust me, I don’t like the term either, but you get the idea).
Now I must tell you, I was feeling a bit antiquated with this cypto thing so I decided to get myself in the game. I did some research, and opened up a Coinbase account.
Understanding that these cryptocurrencies are so volatile, I spent only what I was willing to lose – $10 bucks. Laugh if you will; I’m getting too old for big losses at this stage in my life (disclosure: because past experience isn’t a guarantee of future projections/profits). That was in January 2018, when Bitcoin was trending at $15k and climbing! I knew I’d never get rich off of Bitcoin but I was doing the damn thing! I’m part of this history and if I never do anything else with these coins, I’m satisfied with the experience.
When I went back to work, I was posting comments and explanations in our chats and feeling pretty darn proud of myself. I also found some interesting things to put my pinky in like – GDAX- which allows trades for free and works well with Coinbase and Coinpot (where do they get these names from ) – a digital wallet used to stash coins. Once I started digging deeper, I found an external wallet that is safer than digital/online wallets called “Exodus” which can be installed on your own laptop.
Well friends, that’s all for now. Remember to like or comment below.
Until next time,
Peace, love and Prosperity,
Greetings fellow readers and bloggers. I hope your year thus far, has been a prosperous journey. If you’ve experienced valleys and mountains along the way, then you’re growing and hopefully learning valuable lessons. I’m certain there’s some that you will definitely want to share with friends, family and acquaintances, as I share with you.
The end of year is fast approaching so I’m dedicating this post to “seeing the big picture” of our personal finances and the importance of knowing this information helps in managing/reaching other goals without sacrificing the things we enjoy (vacations, funerals, medical emergencies, unexpected bills, etc.).
A few months ago, a friend walked up to me after a meeting we both attended on personal finance, we hadn’t seen each other in years and decided to have lunch to catch up on things. We exchanged numbers, hugged and went our separate ways with a promise to chat later. Jane Doe seemed happy and successful, I watched her walk away escorted by her driver to her limo and thought with a smile ‘it must be nice’.
It had been a month since our meeting. I honestly didn’t think I would get a call from her so I was pleasantly surprised to hear her voice on the other end of my phone. Jane sounded distraught and told me her husband passed and she could really use some help with her books. It took me a moment to grasp exactly what she meant about her books, I was sure she had an accountant to handle those things for her I mean she had a driver and a limo! When I asked her did she need some editing done she began laughing and said “no”. Read the rest of this entry »
Let’s face it- some of us are living beyond our means, in staggering debt, and not exercising enough and it’s by our own doing (or not doing)! Yep, there I said it! No excuses, and no apologies!
The first step to success is to admit to a problem and then find ways to solve it. These challenges will take us into the next year and start a snowball effect that will drastically change our lives- are you up for it? So, I challenge you to do one if not more of the following with me and see where we end up. Here’s a list of the following challenges. Your mission, if you decide to take it-
Read the following blog articles and/or video challenges, then choose one (or all three) to work on:
- The 30 Day No-Fail Money Challenge – The Debt Myth
- 30 Day Challenge: Finishing What I Started
- The 30 Day Meditation Challenge on DOYOUYOGA
There’s only three to choose from- how hard could it be? Remember, just pick one and do it consistently for the next 30 days! As always, “comment”, “like”, and/or “share”.
See you soon!
Until next time…
Peace, love and prosperity,
It’s that gut feeling, it’s the conscious, we are all connected. Every thing you do MATTERS!
Peace, love and prosperity. 👌✌
How is everyone? I hope you are living a life of abundance and love. If you’re anything like me, prioritizing a to-do-list may give you a headache. Even though it’s my least favorite task, because I would prefer to not be limited or constrained, it’s just the way it is….it must be done. These days time management is imperative. Most of my days have been spent reading books and writing reviews, traveling to market my book, Journey Into Finance in various bookstores and libraries and working a full time job.
At the time I wrote this, it was raining outside, and I was enjoying a warm cup of coffee and some time writing and catching up with my readers. I’d love to hear from you as fellow bloggers and writers about tips on managing your time while keeping your fans engaged. I’m always open to ideas, so leave your comments below.
Managing time effectively is a powerful asset because without it life can become chaotic. Who needs chaos in their life? Definitely not me and I’m sure you don’t either. Chaos is an emotional overload of the brain that causes a rift throwing us off balance and will affect our ability to maximize our precious time.
>Here are a few tips I picked up:
- Rise early and meditate– before everyone gets up, take that time for a little introspection (prayer) and do not think about anything work related for at least 30 minutes.
- Set a routine for yourself– everything has it’s time and place, make sure to follow a specific routine and make time for the unexpected (the what-if’s)
- Be truthful to yourself and Others– if you just can’t do it- say NO. There’s no sense in beating around the bush, just get to the point with no regrets.
- Step away (take a walk, exercise, drink some water, eat something healthy, go outside)– nothing is more important than your own peace of mind. If you get stuck on a project- ,move around and come back to it.
- Take it easy on yourself– you are doing the best you can and if you know that you’re not, do better.
Staying balanced is key to optimal health and wealth. As I remind others, I’m also a reminder to myself for my ears and eyes are closer to me than they are to anyone else. As always, remember to like, share and/or comment.
That’s all for now- short and sweet.
Until next time,
Peace, Love and Prosperity,
Being a great leader stems from being a great follower. Over the years I have been emphasizing the importance of money management (a taboo topic) and breaking the cycle of ignorance that has plagued the black/African American consumers for years. I’m pleased to say “it’s working!!”
More and more businesses are now marketing their efforts to the under-served families in and around their communities bringing awareness and reinforcing the ideology of building generational wealth.
Journey Into Finance is not only about creating wealth in finances, but learning about personal triggers that cause toxicity in our lives and how to overcome them. I share what has helped me through my life journey change personal struggles into triumphs,and enriched my mind, body and spirit.
I thank you for joining me and encourage you to keep pressing forward, because eventually, it’ll pay off.
Until next time…
Wishing you peace and prosperity,
“We always have so much to be thankful for, if we only pay attention.”
Greetings fellow readers and bloggers! (moving in close to the screen and whispering…) Do you know what cryptocurrencies are? Me neither, well sort of, (starts rambling) I was doing some research and my god!!! It’s like the new medium of exchange. *moving closer*
Well sort of, I mean you can’t really go to the grocery store and buy food or other life necessities, but just imagine…(looking over shoulder to make sure no one is within listening range). I looked at the crypto market data (provided below) and BTC (that’s bitcoin, btw) was like at $6902.50 a coin or is that shares? (looking confused for a moment)! I mean, whoa!!! oh yeah, disclosure goes here: “don’t invest what you can’t afford to lose”. Read the rest of this entry »