Books

Books by ENTowner

Journey Into Finance

By E.N. Towner

ISBN: 9781514438442
E-book price: $6.99 USD
Audience: General adult / Trade; ages 18 and older

About the Book

Managing money is not simply about numbers- it is about the choices, experiences, setbacks, and lessons that shape our lives.

In Journey into Finance, E.N. Towner shares an approachable path toward understanding personal finance and developing healthier money habits. Written for readers who may feel overwhelmed, uncertain, or left behind by traditional financial advice, the book encourages them to begin where they are and move forward one step at a time.

Through practical guidance and personal insight, readers are encouraged to examine their financial habits, organize their household finances, establish meaningful goals, prepare for unexpected events, and begin building a stronger financial future. The book emphasizes that financial progress does not require perfection or great wealth. It begins with awareness, preparation, and consistent action.

Whether you are starting over, trying to regain control of your finances, or seeking a clearer path forward, Journey into Finance offers encouragement and useful direction for taking the next step. Your circumstances may influence where your journey begins, but they do not have to determine where it ends.

About the Author

E.N. Towner is an author, financial educator, and founder of ENTowner Build a Legacy, Inc., an organization dedicated to helping individuals and families strengthen their financial knowledge and prepare for the future.

Drawing from an MBA, approximately twenty years of experience in the banking industry, and her own life experiences, E.N. Towner presents personal finance in a practical and approachable way. Her work focuses on helping everyday people organize their finances, prepare for life’s unexpected events, and build a lasting financial foundation.

Her personal journey- including raising a family, navigating financial challenges, and recovering from a stroke- has deepened her belief that financial preparation should be understandable and accessible to everyone.

Through her books, website, educational resources, and Journey into Finance—A Mother’s Finance Journey podcast, she encourages readers to move beyond financial fear and take realistic, purposeful steps toward greater stability. Her guiding message is simple: you do not have to have everything figured out before you begin.

Journey into Finance is intended primarily for adults who are beginning or rebuilding their personal-finance journey. It may also be useful to older teens and young adults with guidance from a parent, teacher, or financial educator.

Dedicated to my children, grandchildren, nieces, nephew, and great-grandchildren.



How to Get the Bank to Pay You!

By E.N. Towner

A practical, step-by-step guide to making your banking relationship work more effectively for you.

E-book: $9.99 $7.99 sale price

About the Book

How to Get the Bank to Pay You! helps readers better understand their banking relationships and recognize opportunities to use financial tools more effectively.

Banks offer more than places to deposit and withdraw money. Account features, promotional offers, interest, rewards, credit tools, and other services may provide value when they are understood and used responsibly.

Written in clear, approachable language, this guide encourages readers to identify unnecessary banking costs, evaluate available opportunities, ask better questions, and make informed financial decisions based on their individual needs.

Who This Book Is For

This guide is for adults who want to better understand banking products, avoid unnecessary costs, and use their financial tools with greater knowledge, confidence, and purpose.