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Opportunity to Serve

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Opportunity to Serve

Financial Illiteracy Epidemic & Opportunity to Serve

Financial problems have reached epidemic proportions in our country, a crisis that causes major problems at both the community and national levels. Financial issues contribute to a variety of troubles many people face today: from crushing debt to retirement shortfalls. And the stress associated with financial issues can have devastating emotional impact. This epidemic hurts not only individuals, but the community as a whole.

Current statistics clearly indicate that many Americans are suffering greatly from a lack of practical financial knowledge. Reading these statistics and research is like looking into a crystal ball. Learning that as many as 75% of college students lack money handling skills tells us that those students are likely to run into credit problems in the future. Reading that the majority of U.S. adult workers have no savings or retirement plan tells us that those people will be unable to retire.

The U.S. economy is consumption-based. As people become unable to afford purchases- that reduces the country’s GDP. The whole world will feel the effects. But according to the NFEC, the country’s leading financial education providers, simply raising people’s personal finance knowledge empowers them toward secure futures.

Getting the message out is our main objective!

 

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A small gesture of kindness…

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So, a while ago I meet this young man. He says he’s homeless. I look at his condition, a worn tee-shirt, dingy torn jeans, and extremely worn sneakers/tennis -shoes. I believe him. I tell him to have a seat, while I confer his situation with the man of the house (my husband) about the type of assistance we could offer him.

A few moments later I return to tell the young man how we could help him. This young man, still has his struggles, but he makes effort to find and keep employment. I applaud him, and hope to one day be able to assist him in others ways in the future.

A kind gesture can open the heart and mind of so many of our youth who’ve been mistreated and neglected. Parents struggle daily to provide the daily necessities of life and sometimes it’s too much to bear. As a parent I totally understand their plight because I’ve been in their shoes.

Help is available.  With every hardship, comes ease. This is a true story. The young man I speak of is a part of this group.

Thank you for taking the time to read this story.

Wishing you peace, and prosperity,

ET

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