money

“Tis the season…

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Credit/Debit Card Fraud! Oh No! 

Greetings follow bloggers and visitors!

‘Tis the season for scammers and all that’s worrisome during the shopping season! But don’t fret, here are 4 ways to protect your account(s):

  1. We all know too well that no matter how safe you are with your credit card and debit card accounts, fraud can still happen. So, sign up for alerts through text and/or email about a purchase so you can take action immediately, if you notice something suspicious.
  2.  While we’re bustling around from store to store- get receipts for every purchase and use this once you are settled at home to confirm any amount that appears on your account activity. You might be surprised to know that many customers can’t remember if they shopped at a particular store within a certain time-frame and receipts can help filter out fraudulent/unrecognized charges.
  3. Monitor your accounts regularly. With today’s technology, it’s really easy to check on your accounts. Even if you are averse to change (yes, there are some people who prefer to stick to outdated paradigms, like telephone banking i.e.- using the banks automated phone system to listen to their transactions), one must review transaction history in case a merchant inadvertently charged twice for the same item. It happens, and due diligence on our part will help discover discrepancies early to fix it while it’s still pending. Once it posts to your account, it will take longer to get your money back. In most instances, you can call the merchant and the error can be fixed immediately, other times it can take a few days to fall off the account. 
  4. If you see inaccuracies, contact your bank as soon as possible, and cancel or close the credit/debit card and have a new one issued, if warranted.  Keep your cool and stay alert during this shopping season.

I hope this information is helpful. Stay safe, alert, and cheerful. Like, share, comment. 

Peace, love, and prosperity,

ET- your financial literacy advocate

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LIVING THE LAW OF EXCHANGE

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Greetings fellow readers and followers,

It’s been a few months since I last posted here. As I look back over the topics I’ve discussed, I realized- there’s a whole lot of information on this blog. I’ve been writing for myself instead of writing for my guests. So here’s a throwback to ponder and drool over. Ok may not drool…eww. Happy reading.

I hope everyone is doing well and living in their greatest version of self. I’m Living the Law of Exchange. What do I mean by this statement. Well the other day, I went to the corner store to get change for a Benjamin. I had to spend at least $10 dollars. So I walked around the store to see what they had to offer in my neighborhood that was worth my ten dollars. To my surprise they had a good variety of healthy snacks. I purchased a few and picked up a few personal favorites like Dove body wash, an herbal drink, and some GoodSense snacks (nuts with dried fruit). I took my items to the register and said, “is this ten dollars worth?” The guy at the register said it was close enough. So, he gave me change that consisted of a Grant, two Jacksons, and a Washington.

money is energy

By now, another customer had picked up a case of beer and brought it to the counter as well. So, I’m taking my change and ask the guy next to me in line-

Me: “Who’s on the $50 dollar bill?”

I begin counting down like we’re on ‘Who wants to be a Millionaire?’

Me: “3, 2, 1…” waiting for his response- he’s thinking really hard. But I could tell he really just wanted to pay for his merchandise and go.

Guy: “I can’t even remember, cause I don’t ever have that kind of cash in my pocket”-

Me: “Grant! Grant is on the Fifty.”

I walk out the store, analyzing the interaction, because I believe there is a lesson in every situation and thought I’d share this with you.

I too didn’t know who was on the fifty dollar bill until I looked at one in my hand. Since the above encounter, I’ve had two more Grants and each time I give one away, I receive another. That’s what I mean by “Living the Law of Exchange”. I also have a Jefferson that I hardly ever get and it’s because I am holding on to that Jefferson like I won’t get it again. In order to receive, you have to give- law of exchange. Money is another form of “energy” exchange. What you give away freely without hoarding, comes back to you ten-fold. Just remember that, and if you don’t believe me, try it.

So, here is a list of former presidents [or not] appearing on currency you may carry around in your wallet or wish you did:

U.S. Paper Currency And Presidents (Faces) On Bills

(Note: Some Of Faces On Dollar Bills Were Not Presidents)

Pictures Of Bills

 

President on $1 one dollar bill: George Washington

George Washington is also on quarter dollar coin.

$1 bill

Picture of $1 dollar bill

President on $2 two dollar bill: Thomas Jefferson

Thomas Jefferson is also on nickel coin

$2 bill

Picture of $2 dollar bill

President on $5 five dollar bill: Abraham Lincoln

Abraham Lincoln is also on penny one cent

$5

Picture of $5 dollar bill

Face on $10 ten dollar bill: Alexander Hamilton.

He was not a President.

$10

Picture of $10 dollar bill

President on $20 twenty dollar bill: Andrew Jackson

Andrew Jackson is also on one dollar coin

$20

Picture of $20 dollar bill

President on $50 fifty dollar bill: Ulysses S. Grant

Grant is on fifty cent coin

$50

Picture of $50 dollar bill

Face on $100 one hundred dollar bill: Benjamin Franklin. He was not a President.

Benjamin Franklin was on half dollar coin from 1948-1963.

$100

Picture of $100 dollar bill

President on $500 five hundred dollar bill: William McKinley

William McKinley is on gold dollar coin

$500

Picture of $500 dollar bill

President on $1,000 one thousand dollar bill: Grover Cleveland

Most expensive $1,000 bill: Grand Watermelon – sold at over $2.2 million at auction!

$1,000

Picture of $1,000 dollar bill

President on $5,000 five thousand dollar bill: James Madison

James Madison is on one dollar coin

$5,000

Picture of $5,000 dollar bill

Face on $10,000 ten thousand dollar bill: Salmon P. Chase.

He was not a President.

$10,000

Picture of $10,000 dollar bill

President on $100,000 one hundred thousand dollar bill: Woodrow Wilson

$100,000

Picture of $100,000 dollar bill

$1,000,000 dollar bill – does not exist – only promotional bills

[Photo credit: http://www.marshu.com/articles/presidents-on-us-united-states-paper-bills-currency.php]
$1,000,000

Picture of a promotional $1,000,000 dollar bill

 

 

Thanks for reading, remember to like, share, and/or comment. Until next time…

Wishing you peace and prosperity,

ET

Here’s more of “Who says it can’t be done?!”

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Let’s face it- some of us are living beyond our means, in staggering debt, and not exercising enough and it’s by our own doing (or not doing)! Yep, there I said it! No excuses, and no apologies!

The first step to success is to admit to a problem and then find ways to solve it. These challenges will take us into the next year and start a snowball effect that will drastically change our lives- are you up for it? So, I challenge you to do one if not more of the following with me and see where we end up. Here’s a list of the following challenges. Your mission, if you decide to take it-

Read the following blog articles and/or video challenges, then choose one (or all three) to work on:

  1. The 30 Day No-Fail Money Challenge – The Debt Myth
  2. 30 Day Challenge: Finishing What I Started
  3. The 30 Day Meditation Challenge on DOYOUYOGA

There’s only three to choose from- how hard could it be? Remember, just pick one and do it consistently for the next 30 days! As always, “comment”, “like”, and/or “share”.

See you soon!

Until next time…

Peace, love and prosperity,

ET