When I talk about credit vs. debit, I'm not speaking about the retail/revolving line of credit cards, we're discussing the debit card purchases or PIN based transactions vs. using your bank card like a credit card for signature-based transactions. The question was asked, "is one better than the other?" My response, although rather vague at …
Things They are a Changin’
No one is perfect, we are all "works in progress". That is why I work on myself-improvement and encourage others to do the same.
Dealing with Market Ups and Downs
"In light of recent market volatility, remember that your retirement plan is intended for long-term investment. Attempts to time the market are rarely successful. One way to manage risk over time is to ensure you have a diversified portfolio that is re-balanced through up-and-down markets. Keep your individual needs, goals and time horizon in mind …