Tag: credit cards
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CREDIT BUILDING STRATEGIES
What helps build your credit fast, on-time payments or low card utilization? Both on-time payments and low credit utilization help build your credit, but they impact your score in different ways. If you’re trying to build or improve credit quickly, understanding the difference is key. 1. On-Time Payments (Most Important Overall)Payment history is the largest…
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How to Build (new) or Rebuild (existing) Credit
One of the keys to mastering personal finance, is to learn how to establish and maintain an above average FICO Score. I speak more about FICO scores in the course on Understanding Your Credit. Let’s face it, if your credit is less than perfect, or you have no credit at all, life can be downright…