When I talk about credit vs. debit, I'm not speaking about the retail/revolving line of credit cards, we're discussing the debit card purchases or PIN based transactions vs. using your bank card like a credit card for signature-based transactions. The question was asked, "is one better than the other?" My response, although rather vague at …
Taxes
"The only thing for certain, is death and taxes".
Dealing with Market Ups and Downs
"In light of recent market volatility, remember that your retirement plan is intended for long-term investment. Attempts to time the market are rarely successful. One way to manage risk over time is to ensure you have a diversified portfolio that is re-balanced through up-and-down markets. Keep your individual needs, goals and time horizon in mind …